5 Simple Steps To Transform Your Savings Strategy

There’s more to saving money every month than saying “no” to all the things that you want to buy. While it’s true that you need to compromise a bit if you want to make the most of your cash, you’ll find that most of the biggest changes happen when you change the way that you… More

The Crucial Questions to Ask Yourself Before Becoming Self-Employed

Becoming self-employed isn’t always as simple as it seems. Although there are various ways to make money as a self-employed person today, particularly with the growth of the internet, there are still a lot of challenges to consider. For instance, you’ll need to ask yourself how you’re going to fund your business, what kind of… More

5 Ways to Find Financing for Your Business

Launching your own business is easier today than it has ever been before. The growth of the digital world, combined with things like new sales strategies such as dropshipping, means that anyone can start a company, without even having to have their own product distribution strategy. However, just because there are easier ways to run… More

How to Manage Your Money Better in Your 30s

Turning 30 is big thing for most people. Not only is it a major milestone in your life, but it’s also a point when you may start to think more carefully about how you’re spending your money too. After all, maybe you’d like to have a new house of your own or start a family… More

5 Ways to Spend Your Cash Wisely Month to Month

Frugal living doesn’t necessarily have to mean giving up on all the fun things in your life. A lot of people assume that having healthier finances means looking for ways to reduce the money that they spend. While cutting costs is obviously part of the battle, you’ll also need to think about how you can… More

How to Manage Your Money as a Student

Most people take student life with parties, late nights spent studying, and years of getting by financially. While going to uni can be a fantastic experience, regardless of what you choose to study, it’s safe to say that it’s not an easy ride. Not only will you need to take out a significant loan to… More

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Happy Penguin is a broker, not a lender, and does not make credit decisions.